2020 - 2021 Catalog
Course Descriptions for Finance Mortgaging
Course Number: BNKG 1191 (1 Credit Hours)
Listed by Campus(es): NLC
Course Description: Topics address recently identified current events, skills, knowledge, and/or attitudes and behaviors pertinent to the technology or occupation and relevant to the professional development of the student. This course may be repeated if topics and learning outcomes vary. (1 Lec.)
Listed by Campus(es): NLC
Course Title: Special Topics in Banking and Financial Support Services
This is a WECM Course Number.Course Description: Topics address recently identified current events, skills, knowledge, and/or attitudes and behaviors pertinent to the technology or occupation and relevant to the professional development of the student. This course may be repeated if topics and learning outcomes vary. (1 Lec.)
Course Number: BNKG 1280 (2 Credit Hours)
Listed by Campus(es): NLC
Course Description: Career-related activities encountered in the student's area of specialization offered through an individualized agreement among the college, employer, and student. Under the supervision of the college and the employer, the student combines classroom learning with work experience. Includes a lecture component. (1 Lec., 10 Ext.)
Listed by Campus(es): NLC
Course Title: Cooperative Education- Banking and Financial Support Services
This is a WECM Course Number.Course Description: Career-related activities encountered in the student's area of specialization offered through an individualized agreement among the college, employer, and student. Under the supervision of the college and the employer, the student combines classroom learning with work experience. Includes a lecture component. (1 Lec., 10 Ext.)
Course Number: BNKG 1340 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: Monetary policy and its related effects on financial intermediaries. Includes financial markets, regulatory functions, and structures. Addresses investment and funds management. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Money and Financial Markets
This is a WECM Course Number.Course Description: Monetary policy and its related effects on financial intermediaries. Includes financial markets, regulatory functions, and structures. Addresses investment and funds management. (3 Lec.)
Course Number: BNKG 1351 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: Characteristics and benefits of bank/financial products and services. Emphasis on the personal selling process and quality customer service. Application of personal selling, cross-selling, and related product benefits to individual customer needs. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Selling Bank/Financial Products and Services
This is a WECM Course Number.Course Description: Characteristics and benefits of bank/financial products and services. Emphasis on the personal selling process and quality customer service. Application of personal selling, cross-selling, and related product benefits to individual customer needs. (3 Lec.)
Course Number: BNKG 1353 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: Overview of the mortgage lending market and process. Emphasis on documentation, credits evaluation, federal regulation and state laws related to mortgage loans. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Mortgage Lending
This is a WECM Course Number.Course Description: Overview of the mortgage lending market and process. Emphasis on documentation, credits evaluation, federal regulation and state laws related to mortgage loans. (3 Lec.)
Course Number: BNKG 1356 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: A study of the process of evaluating financial statements, cash flow, and ratio analysis of individuals and businesses. Emphasis on the relationship of comparative analysis and industry standards. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Analyzing Financial Statements
This is a WECM Course Number.Course Description: A study of the process of evaluating financial statements, cash flow, and ratio analysis of individuals and businesses. Emphasis on the relationship of comparative analysis and industry standards. (3 Lec.)
Course Number: BNKG 1358 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: A study of the purpose of the secondary mortgage market and its history. Included are secondary market conduits, review of the basic strategies used in the selling of closed real estate mortgages into the secondary market, conventional and governmental segments, mortgage-backed securities and bonds, regulatory requirements, GNMA mortgage-backed securities, preparing and completing loans for sale, and servicing sold loans. Other topics included are institutional and non-institutional lenders, types of mortgages, and alternative mortgage instruments. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Secondary Market
This is a WECM Course Number.Course Description: A study of the purpose of the secondary mortgage market and its history. Included are secondary market conduits, review of the basic strategies used in the selling of closed real estate mortgages into the secondary market, conventional and governmental segments, mortgage-backed securities and bonds, regulatory requirements, GNMA mortgage-backed securities, preparing and completing loans for sale, and servicing sold loans. Other topics included are institutional and non-institutional lenders, types of mortgages, and alternative mortgage instruments. (3 Lec.)
Course Number: BNKG 1359 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: This course examines how mortgage lenders handle loans from the time a loan is closed until the final payment is made. The course focuses on the legal aspects and actual procedures used in the daily operations of the loan servicing function. Topics include escrow accounting, contract servicing, governmental regulations, taxing authorities and establishing tax rates and economic impacts of delinquency. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Loan Servicing
This is a WECM Course Number.Course Description: This course examines how mortgage lenders handle loans from the time a loan is closed until the final payment is made. The course focuses on the legal aspects and actual procedures used in the daily operations of the loan servicing function. Topics include escrow accounting, contract servicing, governmental regulations, taxing authorities and establishing tax rates and economic impacts of delinquency. (3 Lec.)
Course Number: BNKG 1370 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: The purpose of this course is to prepare the student to understand the dynamics of loan closing and their impact on real estate loans. This course can be one of several to prepare the individual to become more aware of all the aspects of the mortgage banking industry. This course will help students to develop the understanding and skills necessary to become more effective reviewers of real estate loans. This course integrates all aspects of understanding the federal regulations documentation required and the processing of real estate loans. It incorporates the understanding and importance and purpose of each and every document involved in real estate transactions. Various techniques and tools will be reviewed, as will the understanding the importance of properly completion of these legal documents. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Loan Closing: Shipping and Warehousing
This is a Local Need Course.Course Description: The purpose of this course is to prepare the student to understand the dynamics of loan closing and their impact on real estate loans. This course can be one of several to prepare the individual to become more aware of all the aspects of the mortgage banking industry. This course will help students to develop the understanding and skills necessary to become more effective reviewers of real estate loans. This course integrates all aspects of understanding the federal regulations documentation required and the processing of real estate loans. It incorporates the understanding and importance and purpose of each and every document involved in real estate transactions. Various techniques and tools will be reviewed, as will the understanding the importance of properly completion of these legal documents. (3 Lec.)
Course Number: BNKG 1371 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: A study of the unique underwriting issues, procedures and practices that will face a beginning Federal Housing Authority (FHA) residential real estate loan underwriter when dealing with the public on FHA/Department of Housing and Urban Development (HUD) approved residential mortgages. This course will cover the basics of the language of FHA/HUD underwriting, loan documentation, loan and ratio analysis, credit analysis, valuation of property, loan submission and approval. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Basics of FHA Direct Endorsement Underwriting
This is a Local Need Course.Course Description: A study of the unique underwriting issues, procedures and practices that will face a beginning Federal Housing Authority (FHA) residential real estate loan underwriter when dealing with the public on FHA/Department of Housing and Urban Development (HUD) approved residential mortgages. This course will cover the basics of the language of FHA/HUD underwriting, loan documentation, loan and ratio analysis, credit analysis, valuation of property, loan submission and approval. (3 Lec.)
Course Number: BNKG 1380 (3 Credit Hours)
Listed by Campus(es): ECC, NLC
Course Description: Career-related activities encountered in the student's area of specialization offered through an individualized agreement among the college, employer, and student. Under the supervision of the college and the employer, the student combines classroom learning with work experience. Includes a lecture component. (1 Lec., 20 Ext.)
Listed by Campus(es): ECC, NLC
Course Title: Cooperative Education-Banking and Financial Support Services
This is a WECM Course Number.Course Description: Career-related activities encountered in the student's area of specialization offered through an individualized agreement among the college, employer, and student. Under the supervision of the college and the employer, the student combines classroom learning with work experience. Includes a lecture component. (1 Lec., 20 Ext.)
Course Number: BNKG 1381 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: Career-related activities encountered in the student's area of specialization offered through an individualized agreement among the college, employer, and student. Under the supervision of the college and the employer, the student combines classroom learning with work experience. Includes a lecture component. (1 Lec., 20 Ext.)
Listed by Campus(es): NLC
Course Title: Cooperative Education-Banking and Financial Support Services
This is a WECM Course Number.Course Description: Career-related activities encountered in the student's area of specialization offered through an individualized agreement among the college, employer, and student. Under the supervision of the college and the employer, the student combines classroom learning with work experience. Includes a lecture component. (1 Lec., 20 Ext.)
Course Number: BNKG 1391 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: This course provides the student with comprehensive training in mortgage loan closing with an in-depth study of title commitments/policies, engineer's survey, deed restrictions, and various documents (legal and other) used for residential mortgage loans. This course may be repeated if topics and learning outcomes vary. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Special Topics in Banking and Financial Support Services
This is a WECM Course Number.Course Description: This course provides the student with comprehensive training in mortgage loan closing with an in-depth study of title commitments/policies, engineer's survey, deed restrictions, and various documents (legal and other) used for residential mortgage loans. This course may be repeated if topics and learning outcomes vary. (3 Lec.)
Course Number: BNKG 2372 (3 Credit Hours)
Listed by Campus(es): NLC
Course Description: This course is designed to provide an introduction to mortgage loan underwriting. This will include a review and training in all facets of risk analysis and collateral review. Topics covered in detail will be the conventional underwriting review process. Additional topics will be a basic review of the differences in FHA and VA underwriting requirements and the determination of credit risk and analysis of collateral used in the determination of risk of collateral value used in Sub Prime underwriting. (3 Lec.)
Listed by Campus(es): NLC
Course Title: Loan Underwriting
This is a Local Need Course.Course Description: This course is designed to provide an introduction to mortgage loan underwriting. This will include a review and training in all facets of risk analysis and collateral review. Topics covered in detail will be the conventional underwriting review process. Additional topics will be a basic review of the differences in FHA and VA underwriting requirements and the determination of credit risk and analysis of collateral used in the determination of risk of collateral value used in Sub Prime underwriting. (3 Lec.)
ACGM (Lower-Division Academic Course Guide Manual) Courses
WECM (Workforce Education Course Manual) Courses
Designated by the Texas Higher Education Coordinating Board for general academic transfer among community, state, and technical colleges in Texas; and state public four-year colleges and universities as freshman and sophomore general education courses.
WECM (Workforce Education Course Manual) Courses
Designated by the Texas Higher Education Coordinating Board as workforce education (technical) courses offered for credit and CEUs (Continuing Education Units). While these courses are designed to transfer among state community colleges, they are not designed to automatically transfer to public four-year colleges and universities.